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Why don’t retirees like annuities?

Could a defined-contribution retirement savings plan launched in 1918 provide insights into one of the most vexing questions in personal finance with 401(k)s? The retirement savings plan is TIAA, which draws participants from colleges, universities, and other nonprofit organizations. The difficult personal finance question involves how employees with 401(k) accounts can turn their accumulated savings into an income they can rely on in retirement.

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